The group setup administrator of the legal entity is responsible for performing the necessary setups within MAXMONEY.

Security Setups

Navigate to Setups > Security > Roles > Edit Role. You can select the specific options you wish to implement for various user roles. Consider including access to the following reports and dashboards for monitoring the integration:

• New Clients for the day

  • MIS Dashboard

  • MaxSMS MIS Management Daily

  • Reporting - Management - Operational Control

  • Reporting - Management - MIS Management Report

  • Reporting - Management - MAXSMS MIS Management Report

• Employers

  • Detailed Employer Report

• Loan Applications

  • Reporting - Loan - Loan Detail Report

• New Loans for the day

  • MIS Dashboard

  • Reporting - Management - Operational Control

  • Reporting - Management - MIS Management Report

  • Reporting - Management - MAXSMS MIS Management Report

• Loans without authorized DebiCheck

  • Reporting - Loan - MaxCollect Loan Audit Report

  • Reporting - Management - Operational Control

  • Reporting - Management - MIS Management Report

• Unpaid Instalments that are due

  • MIS Dashboard

  • Reporting - Loan - Follow Up Report

  • Reporting - Loan - Age Analysis (Instalment Based)

  • Reporting - Administration - Portfolio at Risk

• Payments to 3rd Party

  • Reporting - Loan - Payments to 3rd Party Report

• Compliance Reporting: Statutory Reporting

  • Form 39: Reporting - Management - Regulator Report

  • Form 40: Reporting - Accounting - Income Statement

  • Form 40: Reporting - Accounting - Balance Sheet

• Diary Notes

  • Reporting - Client - All Diary Entries Report

Client Setups

• Client General Setup:

  • Go to Setups > Clients > General.

  • Select the options you wish to implement. The API will utilize the Payback Type when creating a client.

• General Setups for Budgets:

  • Go to Setups > Clients > General.

  • The API will use and check this setup when creating the budget for the client.

• Client Status Setup:

  • Go to Setups > Clients > Status.

  • You can select "Allow New Loans per Status." The API will check the client's status against this setting to determine if a new loan can be granted.

• Employer:

  • Go to MAXMONEY > Employers.

  • Add the names of employers where borrowers work.

  • Preferably, also set up the payback type, Preferred CSP, and Preferred CSP setup for each employer.

Loan Setups

• Loan Required Documents:

  • Go to Setups > Loan Related > Loan required documents for the API. This helps automate decision-making for the API.

  • Select the documents you wish to implement.

  • Validity period: Define the number of months a document must have been uploaded within.

  • Monthly Upload for Validation Period: If selected, it indicates that a separate document is applicable for each month within the validity period and must be uploaded.

  • View File Uploads:

    • Client Administration > Client Search > Edit Client > Documents > Upload

    • Client Administration > Client Search > Attached Documentation > Upload

    • Client Administration > Client Search > Loans > Attached Documentation > Upload

• Loan General Setup:

  • Go to Setups > Loan Related > General.

  • Select the options you wish to implement.

  • Consider Force Settlement due to the use of discounts.

• Loan Purpose Setup:

  • Go to Setups > Loan Related > Loan Purposes Disabled.

  • You can disable purposes that users should not utilize. The API will retrieve the list of available purposes for loan creation.

• Payment to 3rd Party Setup:

  • Go to Setups > Loan Related > Payments 3rd Party > Beneficiary.

  • Add the beneficiaries. The API will retrieve a list of third-party beneficiaries for claims on the loan.

Accounting Setups

• Payback Type Setup:

  • Go to Setups > Accounting > Payback Types Disabled.

  • The API will retrieve a list of available payback types for loan creation.

• Ledger Setup:

  • Go to Setups > Accounting > Financial Ledger.

  • Set up ledgers for events, such as "Payment to 3rd Party" (for claims) and "Payable to Doctor, Nurse, Pharmacies."

• Event Setup:

  • Go to Setups > Accounting > Financial Event.

  • Set up:

    • Payment to 3rd Party for claims. Link this to the API cashbox. The API will use this to create third-party claims. Avoid setting up multiple events for this attribute on the cashbox.

    • Payment to Client (no actual money will flow to the client). Link this to the API cashbox. The API will use this to create the loan. Avoid setting up multiple events for this attribute on the cashbox.

    • Discount (will function like a receipt). Set up only one event of this discount event attribute type. Link this to the API cashbox (MAXAPP - see below). The API will use this to create the discount on the loan and DebiCheck mandate. Avoid creating duplicate events for this attribute.

• Cash Box Setup:

  • Go to Setups > Branches > Cash Boxes > Edit the Cash Box for the API.

  • Set up the events for the cash box and mark it so that the MaxIntegrate API knows which cash box to use. The API will use this cashbox to determine which events to utilize.

Payment Collection Setups

• MaxCollect General Setup:

  • Go to Setups > MaxCollect > General.

  • The preferred CSP must be Allps so that the IVC-MaxIntegrate integration knows which CSP to use. This is crucial for creating the correct payback on the client.

• MaxCollect CSP User Setup:

  • Go to Setups > MaxCollect > CSP User.

  • The API user must also be set up here to enable the IVC-MaxIntegrate integration to create the mandate and discount on the loan.

  • User: [MaxMoney's API User]

  • Branch: Branch on MaxMoney

  • CSP User Name: [This must be an integration user configured on Allps-i]

  • Password: [This must be the password of the integration user configured on Allps-i]

  • CSP: Allps

  • Computer Name: [This must be the machine name of the integration user configured on Allps-i]

  • Org Code: [As on Allps-i]

  • Branch Code: [As on Allps-i]

  • Terminal Type: None

  • Enabled: Tick

  • CSP Super User: Untick

  • CSP Payout User: Untick

  • Use Multi User Setup: Untick

• MaxCollect CSPs:

  • Go to Setups > MaxCollect > CSPs.

  • The "preferred choice" checkbox must be selected so that the IVC-MaxIntegrate integration knows it can use this setup when creating the client and the loan's payback information.

Other Modules Setups

• MAXAVR General Setup (for real-time bank account verification):

  • Go to Setups > MAXAVR > General.

  • Select the Loan Restriction options for the API. This assists in automating decision-making. The API will use this information to flag accounts that require warnings.

• MAXCONSUMER Setup (for credit report integration):

  • Go to Setups > MAXCONSUMER > MAXCONSUMER Setup.

  • Select the service provider e.g.,  VeriCred so that the IVC-MaxIntegrate integration knows which credit bureau the entity is using.

  • Go to Setups > MAXCONSUMER > VeriCred.

  • Set up the validity periods.

  • Select the Loan Restriction options for the API. This assists in automating decision-making.

• MAXSMS General Setup:

  • Go to Setups > MAXSMS > General.

  • To use OTP eSign for loans, select "TechnoMetrix Loan OTP" OR "Esign Loan OTP." This indicates to IVC-MaxIntegrate that an OTP should be sent to the remote borrower. Without the OTP, the API will not be able to activate the loan application.

  • Select the registered name to show on the Loan OTP SMS.

  • Select "Technometrix Loan Send Contract Link." The API will use this setting to determine if it should send the loan agreement's link via SMS to the borrower.