Loan Details:

• Loan No: The unique identification number assigned to each loan.
• Outstanding Loan Balance: The current remaining balance of the loan.
• Missed Instalments: The total number of missed payments for the loan.
• Percentage: The percentage of the outstanding loan balance that is past its due date.

Portfolio at Risk:

• PAR30: The percentage of loans that are 30 days past due.
• PAR60: The percentage of loans that are 60 days past due.
• PAR90: The percentage of loans that are 90 days past due.
• PAR120+: The percentage of loans that are 120 or more days past due.

Totals:

• Total Missed Instalments: The sum of all missed instalments across all loans.
• Total Outstanding Loan Balance: The total outstanding balance of all loans in the report.
• Total Current: The total amount of balances that are not yet due.
• Total Debtors Balance: The total balance owed by all debtors.
• Total Change: The total change in the debtors' balance over the reporting period.
• Total Non-Loan Debt: The total amount of debt not related to loans.
• Actual Debtors Balance: The actual current balance of all debtors.

Summary:

• Overall Portfolio at Risk: The overall percentage of the loan portfolio that is considered at risk.
• PAR Over 30 (%): The percentage of loans that are more than 30 days past due.
• PAR Over 60 (%): The percentage of loans that are more than 60 days past due.
• PAR Over 90 (%): The percentage of loans that are more than 90 days past due.