The Statement of Account is divided into several sections, providing a comprehensive view of the client's account.

4.1. Header Information

Client Information:

• Consumer Name
• ID Number of Client
• Account Number of Client
• Postal Address of Client
• Credit Provider Information:
• Credit Provider Name & Trading Name
• Physical Address of Credit Provider
• Postal Address of Credit Provider
• Telephone Number of Credit Provider
• NCR Registration Number

4.2. Settlement and Loan Summary

Settlement Amount: Displays the total amount required to settle all active credit agreements as of the statement date.

Active Loan Agreement Summary: Provides a summary for each active loan, including:

• Loan Number
• Principal Debt
• Annual Interest Rate
• Start Date and End Date
• Frequency of instalments
• Total Number of Instalments
• Total Number of Instalments Remaining

4.3. Transaction History

This section provides a detailed list of all transactions within the selected period.

• Date: The date of the transaction.
• Description: A brief description of the transaction (e.g., Payment, Fee, Interest).
• Debit: The amount charged to the account.
• Credit: The amount paid into the account.
• Balance: The running balance of the account after each transaction.

4.4. Ageing

• This section provides an analysis of the account's overdue amounts, if any.

4.5. Banking Details

• Credit Provider Bank Account: Displays the banking details for the credit provider, where the consumer can make payments.