Columns/Detail

The NBFIRA Quarterly Report provides comprehensive data for your regulatory submissions. Here's a breakdown of the information included:

• Name of Licensed Lender: Your entity's registered name.

• NBFIRA License Number: The Credit Regulator Registration Number as entered in your general entity setup.

• Company/Partnership/Other Registration Number: Your Business Registration Number as entered in your general entity setup.

• Reporting Month: The End Month selected in the report filters/ask window.

• Name of Person completing this form: The name entered in the report ask window.

• Designation: The designation entered in the report ask window.

• Contact Information: e-mail: The email address entered in the report ask window.

• Telephone Number: The telephone number as entered in your general entity setup.

• Mobile: The contact number entered in the report ask window.

Table 2: Analysis of the Original Terms of Agreements Approved During Reporting Period

This table analyzes loan terms and should be compared with the number of interest periods on the Detailed Loan Report.

• a) Aggregate Value: This is the sum of the loan capital amount within each specified interest period range.

• b) Number of Agreements: This is a count of the number of loans allocated to each interest period range.

Table 3: Analysis of Original Principal Amounts During Reporting Period

This table analyzes original principal amounts and should be compared with the loan capital amounts on the Detailed Loan Report.

• a) Aggregate Value: This is the sum of the loan capital amount within each specified principal amount range.

• b) Number of Agreements: This is a count of the number of loans within each specified principal amount range.

Loan Book Risk Analysis

Table 4: Age Analysis of Overdue Payments (in Pula)

Compare this table with the Age Analysis (Instalment Based) report. This section includes instalments that were due but not paid, where the instalment date is prior to the report end date.

Table 5: Age Analysis of Principal Amounts Involved Corresponding to Table 4 (in Pula)

Compare this table with the Age Analysis (Instalment Based) report, excluding interest.

Table 6: Age Analysis of Number of Agreements Overdue Corresponding to Table 4

This is a count of the number of agreements that constitute the amounts presented in Table 4.

Table 7: Indicate Fees for Following Sized Transactions

Compare this table with the fees on the Detailed Loan Report for each principal amount range. Only loans using a "Profit Rate Calculation" are included in this table.

Table 8: Indicate Total Monthly Cost of Credit Rate for Following Transactions

Compare this table with the cost of credit rate on the Detailed Loan Report for each principal amount range. The Cost of Credit is calculated using the following formula:

• Cost of Credit = (sum of interest and fees) / (sum of the loan capital amount)

Table 9: Analysis of Repayment Methods

• a) Number of Agreements: Compare this with the Payback Type on the Detailed Loan Report for each repayment method. This is a count of the number of loans for each method.

• b) Value of Payments Made During Last Month of Reporting Period: Compare this with the Loan Receipt Amount on the Receipt Detail Report for the period. This is the sum of the value for each repayment method.