Performance by User Report Print
User: Group values per user. Number of Active Clients for reporting period: The
number of clients with a transaction in the selected date range. See also the
Active Client Report. New Clients: Clients created within the selected date
range. See also the Client Report. Note on variations in "New Clients" across performance
reports:
Performance by Payback Type: May vary if the
client has not selected a preferred Payback Type.
Performance by Bank: May vary if the client has
not selected a Preferred Enabled Bank Account.
Performance by Product: If a new client (created
within the reporting period) has multiple loans on different Loan
Products, this client will be reflected in the "New Clients" column for
each relevant Loan Product. This may result in the total of "New Clients"
on this report not matching the "Total No Of Clients" on the Client Detail
Report for the same period. Scheduled Fees and Interest for the Next Month (*A):
This represents the interest and fee portion of installments where the
installment due date falls within the period of the "Next Month" (the period
starting one day after the selected end date, continuing to the last day of
the next month). See also the Instalment Detail Daily Analysis Report
(Interest and all other Fees - Date Range Start Date 1st day of next month,
End Date a day far in the future). Interest Bearing Capital (*B): The capital amount as
of (end date + 1) of the report, payable in the future. See also the
Instalment Detail Daily Analysis Report (Capital Amount - Date Range Start
Date 1st day of next month, End Date a day far in the future). Effective Monthly TCOC Rate
(%): Calculated as:
(Scheduled fees & interest for the Next Month) /
(Interest Bearing Capital ) x 100.
Total Cost of
Credit: Interest and fees for loans
created in the selected date range. See also the Loans Between Dates Report
(Interest and Fees for Loans created in the same period).
Credit Income Earned (as per Income Statement):
Income earned from interest and fees for the selected date range. See also the
Detailed Ledger Report (Income/Revenue Ledgers of the same period).
Actual Written Off in Period: Loans that were written
off in the selected date range. See also the Detailed Ledger Report (Bad
Debts, Debit Amount(s) for the same period).
Debtors book Value (Loans Only): The client control
balance, which is the sum of transactions on loans up to the end date of the
selected date range.
For a specific
salesperson, this is the sum of transactions on loans where the salesperson
on the loan is this specific salesperson, up to the end date of the selected
date range. See also the Statement of Financial Position (Balance Sheet)
Report (Client Control Account minus (Change minus Non Loan Debt on Client
Detail report), with Start Date = Beginning of time, End Date Report =
End Date).
Loans with an
agreement date falling within the selected date range (Active Agreements Only).
See also the Loan Detail report.
Loan Capital Amount: The loan capital amount of the
loans disbursed during this period.
Total Rates, excluding VAT: The rates (other than
capital, fees, and interest) of the loans disbursed during this period.
Total Fees, excluding VAT: The fee amount of the
loans disbursed during this period.
Total
Interest: The interest amount of the loans
disbursed during this period.
VAT: The VAT amount of the loans disbursed during this period.
Total:
The total amount of
the loans disbursed during this period.
This period refers to
the selected date range. See also the Loan Instalment Detail Report.
Total Payable (*C): Calculated as: Received +
(arrears + delinquency) + credits
Credits (*D): The discount during this period; the
amount not received due to (Forced) settlement receipt during this
period.
Received: Payments due for this period that were
actually received (installments due and the amount
due has been received).
Arrears: Payments receivable in this period that are
still outstanding (installments due and the amount due
has not yet been received).
Delinquency (Bad + Arrears) (*E): Payments receivable
during this period that have been written off to bad debt or are in arrears
(the installment is due, but the status is Bad or still Active, instead of
Paid).
Delinquency (%): Calculated as:
This period refers to
the selected date range. See also the Receipt Detail report and Detailed Ledger
report for event attributes = receipt types.
Loan Receipt Total: The physical amount of cash
allocated against the loan. The amount will be determined and displayed
according to the user who created the loan, against which
the receipt was posted.
Loan Receipt Capital: The portion of the transaction
on the loan allocated to capital. The amount will be determined and
displayed according to the user who created the loan, against which the
receipt was posted.
Loan Receipt Fees: The portion of the transaction on
the loan allocated to fees. The amount will be determined and displayed
according to the user who created the loan, against which the receipt was
posted.
Loan Receipt Interest: The portion of the transaction
on the loan allocated to interest. The amount will be determined and displayed
according to the user who created the loan,
against which the receipt was
posted.
Change: The amount of cash not allocated against a
loan (Actual Received - Loan Receipt Total).
Actual Received:
The physical amount of cash in hand/received.Report Columns
1. General Loan / Debtors Book Information
2. Loan Agreements Disbursed During This Period
3. Performance of Payments Scheduled for this
Period
4. Actual Receipt Details