Section 3 and 4
National Credit
Regulator
FORM 39 STATISTICAL RETURN
1
Name of Registered Entity
2
NCR Registration Number
3
Start of reporting period
dd/mm/yyyy
4
End of reporting period
dd/mm/yyyy
Mortgage Agreement
Section 3: Credit Agreements
Entered Into During Quarter
3.1 Value and volume of credit agreements entered into
during reporting period
R0K-R50K
R51K-R100K
R101K-R150K
R151K-R350K
R351K-R700K
=R700K
Rand Value
Number
Ave Term (in months)
3.2 Gender, Low income,
Historically disadvantaged persons, Low density
areas
Agreements entered into
during reporting period
Number
Rand Value
Number of applications received from HDPs
(Black, Coloured & Indian)
Number of applications from HDPs
rejected
Credit agreements entered into with
HDPs
Credit agreements entered into with low
income persons
Credit agreements with residents of
Remote/rural/ low density areas
Credit agreements with juristic
persons
Credit agreements with women
Credit agreements with small
businesses
3.3 Income categories -
gross monthly income of individual
R0 - R3500
R3501-R5500
R5501-R7500
R7501-R10K
R10.1K- R15K
>R15000
Total
Rand Value
Number
Section 4: Summary of Debtors
book
Pre-NCA book
NCA Book
Gross value of debtors book at period end
(excl. unearned)
Minus: Provision for doubtful debt on
last day of period
Equals: Net value of debtors book on last
day of period
Number of accounts that make up the
debtors book
Rand value of write-offs during
period
Number of accounts written-off during
period
Number of houses repossessed during the
period
Age Analysis of the total Gross Debtors Book (Pre-NCA
and NCA book combined
Current
30 Days
31 - 60 Days
61- 90 Days
91-120 Days
120+ Days
Total
Rand Value
Number