Section 7 and 8
National Credit
Regulator
FORM 39 STATISTICAL RETURN
1
Name of Registered Entity
2
NCR Registration Number
3
Start of reporting period
dd/mm/yyyy
4
End of reporting period
dd/mm/yyyy
Unsecured
Credit Transactions
Section 7: Credit
Agreements entered into
7.1 Value and volume
according to term
Medium
Up to 6 Months
7-12 Months
13-18 Months
19-24 Months
25-36 Months
Total
Rand Value
Number of Loans
Long Term
3.1-5 Years
5.1-10 Years
10.1- 20 Years
>20.1 Years
Total
Rand Value
Number of Loans
7.2 Value and volume
according to size bands
0K-R3K
R3.1K-R5K
R5.1K-R8K
R8.1K-R10K
R10.1K-R15K
R15.1K+
Rand Value
Number of Loans
AVERAGE
7.3 Gender, Low income,
Historically disadvantaged persons, Low density
areas
Number
Rand Value
Number of applications received from HDPs
(Black, Coloured & Indian)
Number of applications from HDPs
rejected
Credit agreements entered into with
HDPs
Credit agreements entered into with low
income people
Credit agreements with residents in
rural/low density areas
Credit agreements with women
Credit agreements with juristic
persons
7.4 Income Categories -
Gross monthly income of individual
R0 - R3500
R3501-R5500
R5501-R7500
R7501-R10K
R10.1K- R15K
>R15000
Total
Rand Value
Number
7.5 Purpose of
credit
7.5.1
Housing and related
Furniture
Small business
Education
Debt Consolidation
Service
Other
Rand Value
Number
Emergency loans Analysis - Meets criteria
of definition of emergency as per NCA
7.5.2
Death/Funeral
Medical
Income loss
Loss-theft or fire
Other Emergency
Total
(7.5.1+ Emergency loans)
Rand Value
Number
Section 8: Summary of Debtors
Book
Pre NCA
NCA Book
Total gross value of debtors book at
period end (Exclude unearned)
Minus: Total provision for doubtful debt
on last day of period
Equals: Net value of debtors book on last
day of period
Number of accounts that make up the
debtors book
Rand value of write-offs during
period
Number of accounts written-off during
period
Age Analysis of the total Gross Debtors
Book (Pre-NCA and NCA book combined)
Current
30 Days
31- 60 Days
61- 90 Days
91-120 Days
120+ Days
Total
Rand Value
Number