Negative Qualification Rule

Understanding Negative Client Status Rules

Path: Setup > Clients > Status Workflow Batch Rule > Add a Qualification Rule > Negative Rule

This section explains how to set up Negative client status rules. These rules are designed to automatically update client statuses based on negative payment behavior, such as overdue installments or unrecoverable debt.

Security: The security option for these settings is available under the Report Section within Role Setup > Client Status Workflow Batch Rule.


Negative Rule Logic: "Loans have overdue Instalments"

When you select "Loans have overdue Instalments," the system's batch process will change clients to the designated status if:


Example 1: "Debt Collecting" Status Rule

This rule is for situations where payments are so far behind that the outstanding installment is unlikely to be recovered. The contract status will become "Written Off" and the client status "Debt Collecting."

GENERAL

RULES APPLICABLE


Example 2: "Handed Over" Status Rule

This rule is similar to "Debt Collecting" but can be used for cases where the debt has been handed over to a third party.

GENERAL

RULES APPLICABLE


Example 3: "Impaired Record" Status Rule

This rule applies to clients whose payment history indicates an impaired record, potentially due to long-standing overdue amounts.

GENERAL

RULES APPLICABLE


Example 4: "Risky" Status Rule

This rule identifies clients with some installments in arrears, indicating a potentially risky payment pattern.

GENERAL

RULES APPLICABLE


Example 5: "Overdue" Status Rule

This rule automatically changes a client's status to "Overdue" as soon as their installments become overdue.

GENERAL

RULES APPLICABLE


Example 6: "Debt Review" Status Rule

This rule can be used for clients who are currently undergoing debt review processes.

GENERAL

RULES APPLICABLE


Example 7: "Tracing" Status Rule

This rule is applicable when a client's whereabouts or contact information needs to be traced due to outstanding payments.

GENERAL

RULES APPLICABLE


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MAXMONEY Developed by MYCOMAX MICROFINANCE SOLUTIONS. Novamesh 18/06/2026