Budget Items

Budget Items

Managing Budget Items

Video tutorial

Learn More: For a visual guide on budget items for a client's affordability, Watch the Video Link - https://www.youtube.com/watch?v=oqZJHP4lKrY

Navigation: Client Administration > Search for an Existing Client > Edit Client > Budget > Budget Items

This screen is the core of the affordability assessment, where you add, edit, and view the individual income and expense line items that make up a client's budget.

Overview and Guidelines

Permissions: You must have the necessary permissions assigned to your user role to add or edit budget items.
Affordability Assessment (South African Credit Providers): Remember that a compliant affordability assessment must accurately reflect the client's financial position. Ensure you include all applicable items, such as:
- Gross income
- Statutory deductions (e.g., tax, UIF)
- Necessary Living Expenses (using NCR Table 1 as a minimum baseline)
- All existing payment commitments (as found on a credit report)
- A Discretionary Income Buffer (typically 10% for unsecured credit)

Understanding the Budget Items List

The main part of this screen displays a list of all the individual line items that have been added to the selected budget.

Column Name	Description
Description	The name of the specific income or expense item (e.g., "Salary," "Rent," "Groceries").
Type	Indicates if the item is an Income, an Expense, or Obsolete.
Amount	The monetary value allocated to that specific item.

Available Actions

The following buttons are available on this screen to manage the budget items.

Button Function Documentation

Add a New Item Click this to open a new screen where you can add a new income or expense item to the budget Add a New Item

Edit Item First, highlight an existing item from the list, then click this button to modify its description or amount Edit Item

Print Budget Click this to generate a full, printable report of the completed budget with all its line items Print Budget

Close / Back Click either of these buttons to exit the "Budget Items" screen and return to the previous client budget page

MAXMONEY Developed by MYCOMAX MICROFINANCE SOLUTIONS. Novamesh 18/06/2026

Button	Function	Documentation
Add a New Item	Click this to open a new screen where you can add a new income or expense item to the budget	Add a New Item
Edit Item	First, highlight an existing item from the list, then click this button to modify its description or amount	Edit Item
Print Budget	Click this to generate a full, printable report of the completed budget with all its line items	Print Budget
Close / Back	Click either of these buttons to exit the "Budget Items" screen and return to the previous client budget page