Overview

This screen configures the automatic payment collection details for the loan through a third-party Collection Service Provider (CSP). Here, you will link the client's bank account to a specific CSP setup and define the parameters for the collection, such as tracking days and partial payment rules.

Important: This screen is conditional. It will only appear in the New Loan wizard if the MaxCollect module is enabled for your entity and a MaxCollect-compatible Payback Type (e.g., DebiCheck, RealPay Receipt) was selected on the first screen.

Prerequisites & Integration Partners

• CSP Procedures: When using a specific Collection Service Provider, you must follow the procedures required for that integration partner (e.g., Allps, RealPay, SureSystem, Amber).
• "No CSP" Option: A "No CSP" option is available. If a client's preferred CSP is set to "No CSP" on their profile, this entire screen will be skipped during loan creation, and no automatic payback instructions will be created.

Navigation

This screen is the fourth step in the New Loan wizard.

1. Navigate to Client Administration > Search for Existing Client.
2. Select the desired client and click New Loan.
3. Complete the preceding screens and click Next.

Field Descriptions

Primary Collection Setup

• Preferred Bank Account: This is a required field. Select the client's bank account from which the repayments will be deducted.
• Preferred CSP: This is a required field. Select the Collection Service Provider who will facilitate the collection. The list is filtered to only show CSPs that support the selected Payback Type.
• Preferred CSP Setup: This is a required field. Select the specific configuration for the chosen CSP.
  • Default Logic: The system defaults this value based on the following priority:
    1. It will automatically select the setup saved on the client's profile if it matches the chosen Payback Type and CSP.
    2. If there is no match, it will select the CSP's "preferred choice" or default setup.
  • You can manually change the selected setup from the dropdown list.

Collection Parameters

• Tracking: This is a required field. Specify the number of days the CSP should check the client's account for sufficient funds after the initial due date.
• CSP Partial Amount Interest and Fees: Enter the partial amount to be collected specifically for interest and fees, if applicable.
• CSP Partial Custom Amount: Enter a custom partial amount to be collected. This amount cannot be more than the loan's capital amount.

Payer Fees (Intecon)

• Payer Fee: Tick this box when the client has agreed to pay the successful transaction fee (e.g., in an agreement with Intecon).
  • Note: Due to compliance requirements, this field cannot be defaulted to "ticked". It must be actively selected.
• Aggregated: To enable the "Payer Fee" option, the "Aggregated" fee selection must be active on the chosen CSP Setup.
• Payer CSP Fee Contribution Percentage: If applicable, complete the contribution percentage for the CSP Payer Fee.

Split Payments (MULTIPAY)

This feature allows you to split a single loan repayment into multiple payment instructions (mandates).

• Multipay: Tick to enable the feature. This requires pre-setup.
• Number of MULTIPAYs: Specify how many separate mandates will be created for the instalment. For example, entering 2 will split the repayment into two separate collections.
• Minimum MULTIPAY Amount: This feature may only be available for loan amounts greater than a minimum threshold configured in the MaxCollect setup.

GPRS Terminal Integration

• If using a GPRS terminal for authentication, you may encounter an error: "Client and Loan Does not Match" - Please Retry your loan". This indicates a mismatch and requires you to restart the process.

Allps Features

Feature	Description	Documentation
Allps Social Grant EFT	EFT Collection for SASSA Clients	Allps SEFT
Allps GPRS Terminal	TT3 pre-create & authentication via Mobile Terminal	Allps GPRS
Allps USB Terminal	TT3 authentication via Connected Terminal	Allps USB

Available Actions (Buttons)

• Next: Proceeds to the next step in the New Loan wizard.
• Back: Returns to the previous page.
• Cancel: Exits the New Loan wizard without creating a loan and returns to the client search page.